What personal information do we collect from the people that visit our website?
When visiting, ordering or registering on our informational and application websites, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information, social security number, birth date, beneficiary’s names, answer health questions, or enter other details to help you with your experience.
When do we collect information?
We collect information from you when you register on our sites, place an order, subscribe to a newsletter, fill out a form, use Live Chat, or otherwise enter information on our site.
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the websites, or use certain other site features in the following ways:
- To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
- To improve our websites to better serve you.
- To allow us to better service you in responding to your customer service requests.
- To quickly process your transactions.
- To send periodic emails regarding your order or other products and services.
- To follow up with you after correspondence (live chat, email or phone inquiries)
- To provide information to insurance companies and underwriters for the purpose of providing insurance products to you.
- To provide a payment method for purchasing insurance products.
How do we protect your information?
We apply physical, electronic, and procedural safeguards to protect your personal information from unauthorized access. We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. All transactions are processed through a gateway provider and are not stored or processed on our servers.
Do we use ‘cookies’?
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since each browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
Do we disclose the information we collect to Third-Parties?
We transfer to outside parties your name, address, email, phone number, social security number, and other PII and PHI provided to us when applying for insurance. This information is passed on to the insurance companies we partner with and who are providing the actual insurance policy.
Does our site allow third-party behavioral tracking?
It’s also important to note that we allow third-party behavioral tracking.
We, along with third-party vendors such as Google use first-party cookies and third-party cookies or other third-party 3 identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
California Online Privacy Protection Act
COPPA (Children Online Privacy Protection Act)
We do not specifically market to children under the age of 13 years old. Fair Information Practices In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur, we will notify you via email within 7 business days.
CAN SPAM Act
We collect your email address in order to send information, respond to inquiries, and/or other requests or questions, process orders and to send information and updates pertaining to orders, send you additional information related to your product and/or service, and market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
To be in accordance with CANSPAM, we agree to not use false or misleading subjects or email addresses, identify the message as an advertisement in some reasonable way, include the physical address of our business or site headquarters, monitor third-party email marketing services for compliance, if one is used, honor opt-out/unsubscribe requests quickly, and allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.
PO Box 50233
Columbia, SC 29250
Last Edited on 2020-05-12